1.   President, National Social Service (1977-79): Shri. Rama Krishnam Raju served as the President of the National Social Service. During this tenure he got involved in leading and coordinating various social service initiatives and programs at the national level, aimed at promoting social welfare and community development.

2. President, College Students Association, D.N.R. College, Bhimavaram (1978-79): In the same period, he held the position of President of the College Students  association at D.N.R. College in Bhimavaram, West Godavari District, Andhra Pradesh. The early sparks of his leadership abilities were evident during this tenure. He represented the interests and concerns of college students and lead several student events and in fostering a conducive academic environment.

3.    Establishment of Small-Scale Industry: Shri. Rama Krishnam Raju. M displayed his entrepreneurial spirit in 1981 by established a small-scale industry called “M/S. DECO PAINTS”. This venture, located in Jeedimetla, I.D.A., Hyderabad, was indicative of his commitment to innovation and business development.

4.   Director, A.P. State Forest Development Corporation (1995): In 1995, the Government of Andhra Pradesh appointed him as the Director of the A.P. State Forest Development Corporation, based in Hyderabad. As a director in this government organization, it entailed responsibilities related to forest conservation, sustainable development, and management of forest resources in the state of Andhra Pradesh.

These activities and roles demonstrate his diverse interests and contributions, spanning over varied fields of education, social service, entrepreneurship, and environmental conservation. His leadership and involvement in various capacities underscore his commitment to the betterment of society and his active participation in both public and private sectors.

Under the leadership of Shri. Rama Krishnam Raju. M, "THE MAHARAJA CO-OPERATIVE URBAN BANK LIMITED" was established in 1999 with the mission to serve the financial needs of the small and mid-segments of the business community. It started as a single branch at Visakhapatnam, Andhra Pradesh serving a small group of members and gradually expanded its services and reach.

  

Steady Growth: Under the guidance of Shri. Rama Krishnam Raju. M, "THE MAHARAJA CO-OPERATIVE URBAN BANK LIMITED" has been consistently progressing with steady growth in terms of assets, deposits, and loan portfolios. The bank's balance sheet has expanded significantly over the years.

Digitization Initiatives: Recognizing the importance of technology in modern banking, Shri. Rama Krishnam Raju. M championed various digitization initiatives within the bank. "THE MAHARAJA CO-OPERATIVE URBAN BANK LIMITED" now offers ATM, E-COM, NEFT, RTGS, IMPS, and Mobile Banking, enabling digital payment services to make banking more convenient for customers.

Financial Stability: Under stewardship of Shri. Rama Krishnam Raju. M, the bank has maintained a strong financial position, consistently posting profits. This financial stability has allowed the bank to offer competitive interest rates on deposits and loans, benefiting customers.

Positive Relationship with RBI: He has played a pivotal role in nurturing and maintaining a positive and cooperative relationship with the Reserve Bank of India. This has led to the bank receiving timely guidance, regulatory support, and access to RBI initiatives, enhancing its credibility and operations.

Member Participation: He has fostered a culture of member participation and democracy within the cooperative sector. Regular meetings and elections ensure that the members have a say in the bank's operations.

Recognition and Awards: His exemplary contributions to cooperative banking have earned Shri. Rama Krishnam Raju, numerous awards and recognitions from industry associations, government authorities, and banking forums.

The bank achieved a historic milestone by attaining the status as "Financially Sound and Well Managed "bank, which is a testament to his exceptional leadership, strategic prowess, and unwavering commitment to the institution's growth. Another remarkable feat has been the consistent management of Non-Performing Assets (NPA), which never exceeded 3% during any year from inception. Maintaining such a low NPA ratio in a constantly changing economic environment is only due to his prudent risk management strategies and commitment to responsible lending. The bank has remained always fully compliance with Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) requirements throughout with no defaults to report. This stringent adherence to regulatory norms underscores the commitment of Shri. Rama Krishnam Raju to ensure the bank's stability and financial integrity.

In an era dominated by technological advancements, Shri. Rama Krishnam Raju .M recognized the importance of embracing innovation. His forward-thinking approach led to the successful implementation of Core Banking Solutions (CBS), a transformational move that streamlined operations, enhanced customer service, and positioned our bank at the forefront of modern banking. Through this initiative, Shri. Rama Krishnam Raju ensured that our bank remained competitive and accessible in the digital age. Beyond numbers and technology, He has instilled a culture of ethics, transparency, and customer engagement within the bank. He has reaffirmed that we are not just a financial institution but also a trusted partner in the banking industry. His commitment to corporate social responsibility has positively impacted countless lives through various customer initiatives, educational programs, and charitable endeavours. As the bank celebrates the incredible achievements over the past two decades, his dedication, vision, and tireless efforts have been instrumental in shaping the institution into what it is today.

What truly sets Shri. Rama Krishnam Raju. M apart is his unwavering commitment to giving back to society. He has been extending financial support to a multitude of charitable organizations, displaying a deep sense of social responsibility. One of the beneficiaries of his philanthropy is the Gurudeva Charitable Trust, which focuses on providing free education to underprivileged children. His generous donation has enabled countless young minds to access quality education, offering them a brighter future. Ramanuja Peetam, a revered spiritual organization, has also received Shri. Rama Krishnam Raju's support, furthering its noble mission. The Sai Raksha Charitable Trust, dedicated to helping the less fortunate, has found a compassionate ally in him as well, as he continues to contribute to their noble cause. Child's Rights and You (CRY), a renowned organization for child welfare, has been receiving a significant contribution from Shri. Rama Krishnam Raju. M aiding in the betterment of the lives of countless children. The Kshatriya Samkshema Samithi, which supports disabled individuals, has benefited from his benevolence, providing essential resources to those in need. In the realm of spirituality, He has been instrumental in supporting the SVS Temple Trust, Navyana Monastery, and Sri Shankara Matam, helping preserve and propagate cultural and spiritual values.

 

Additionally, his contributions have extended to enriching knowledge and culture within the community. The Visakhapatnam Public Library has received his significant support, ensuring that the wealth of knowledge remains accessible to all. He has also demonstrated his compassion for the elderly and the orphaned. His contributions to Asraya Nirasraya Orphanage and Premal yam Old Age Home have made a significant difference in the lives of those who often get ignored. Thus, He has been contributing to these noble causes, underlining his commitment to making a positive impact on society.